Buying a Home
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Buying a home is an exciting and complex adventure. It can also be a very time-consuming and costly one if you're not familiar with all aspects of the process, and don't have all the best information and resources at hand. One of my specialties is representing the best interests of Syracuse area buyers throughout the home buying process. My comprehensive, high-quality services can save you time and money, as well as make the experience more enjoyable and less stressful. If you're like most people, buying a home is the biggest investment you will ever make. So whether you're buying a starter home or your dream home, why not take advantage of my experience as a market expert for the Syracuse area to make the most informed decisions you can, every step of the way? |
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First Time Home Buyers
Buying a home can be a very stressful experience. When you're doing it for the first time, it can be plain confusing. "Where do I start?" and "Who do I contact?" are the most common questions that I hear. I'm going to tell you two simple steps to get started. This should help guide you in the right direction towards home ownership.
1. Get Your Mortgage Preapproval - This is the most important step to start the process. How can you look at homes if you don't know if and how much of a mortgage you qualify for? You need to speak with a mortgage consultant to determine the price point of homes that you should be looking at and the mortgage program you should use. There are several programs, but a good mortgage consultant will put you in the right one based on the mortgage payment you are looking for and amount you have available to put down.
2. Find A Buyer's Agent - A buyer's agent is a realtor that works with you to find the right home for you. They have a fiduciary responsibility to work on your behalf and look out for your best interests. They can really simplify the process for you from your home search to putting together a contract and getting you to closing. In 99% of sales, the seller pays real estate commissions for the buyer's agent, so you are getting this service at no cost. Many people don't want to get involved with an agent because they don't want to feel pressured. In my opinion, if you feel pressured by an agent, then you have the wrong agent. The most important part of this process is to find an agent that YOU are comfortable with and that you feel is a right fit. Some agents will want you to sign a contract before they take you out to look at homes. I would advise against this. Sit down with an agent. Find out how they work, what you can expect from them, and what they expect from you. This will really help you determine if they are the right fit or not.
I truly feel that if you have the a great mortgage consultant and great buyer's agent, the rest of the process will fall in place for you. They will tell you what to expect from the rest of the process and give you peace of mind. If you would like to find out more about the buying process and how I can assist you as a buyer's agent, complete my contact form or call me at 656-9717.
I have put together some articles below that should also be helpful.